关于”信用卡的弊端“的英语作文模板2篇，作文题目：The disadvantages of credit card。以下是关于信用卡的弊端的四级英语模板，每篇作文均为万能模板带翻译。
高分英语作文1：The disadvantages of credit card
Now more and more people use credit card. On the one hand, credit card has become an indispensable part of our life. Credit card can make our life more convenient.
On the other hand, it can make our consumption more convenient and the quality of life higher, especially for our college students. However, credit card also has its disadvantages, for example, many people use it I think we need to use credit cards reasonably, try not to overdraft a lot, and we must return them. In order to avoid adverse effects of reasonable use on us, credit cards can play a key role at critical moments.
中文翻译：
现在越来越多的人使用信用卡，一方面信用卡已经成为我们生活中不可缺少的一部分，信用卡可以使我们的生活更加便利，另一方面，它可以使我们消费更便利，生活质量更高，尤其是对我们的大学生来说，更是如此不过，信用卡也有它的缺点，例如，很多人使用超支却无法归还，它也很容易助长无用的消费个人而言，我认为我们需要合理使用信用卡，尽量不要大量透支，而且我们必须归还它，为了避免只有合理的使用对我们产生不利影响，信用卡才能在关键时刻发挥其关键作用。
万能作文模板2：信用卡的缺点
Explanation: in this section, you can write a composition about campus credit card in a few minutes. You should write at least a few words and write a composition according to the following outline (in Chinese): in recent years, with the bank's attention to the university market, credit cards are becoming more and more popular among college students. More and more college students begin to apply for credit cards and start to use credit cards for consumption.
The following three factors can explain the popularity of credit cards on Campus: first, credit cards provide overdraft services, which are a great attraction for students who have no money. Secondly, credit cards can help them reduce their financial burden and thus reduce their risk of dropping out of school due to lack of money. In addition, many banks have some preferential policies for credit cards, such as giving gifts.
Because these policies reduce the annual cost, as far as I know, many college students have applied for credit cards. It is not a bad thing for college students to have credit cards. However, there is a phenomenon of abusing credit cards among college students.
Many students use credit cards to buy luxury goods they don't really need, and even some people use credit cards. Therefore, schools and banks have the responsibility to let college students learn how to use credit cards correctly. Only in this way can college students really enjoy the advantages of credit cards.
中文翻译：
说明：在这一部分中，你可以用几分钟的时间写一篇关于校园信用卡的作文。你应该至少写几个字，并根据以下大纲（中文）写作文：近年来校园信用卡，随着银行对高校市场的重视，信用卡在大学生中越来越普及，越来越多的大学生开始申请信用卡并开始使用信用卡消费。以下三个因素可以解释信用卡在校园中的普及：第一，信用卡提供透支服务对那些没有钱的学生来说是一个很大的吸引力其次，信用卡可以帮助他们减轻经济负担，从而降低他们缺钱辍学的风险。
此外，许多银行对信用卡有一些优惠政策，比如送礼物，由于这些政策降低了年成本，据我所知，许多大学生已经申请了信用卡，对大学生来说拥有信用卡并不是件坏事。然而，大学生中存在着滥用信用卡的现象，许多学生用信用卡他们并不真正需要的奢侈品，甚至还有一些人用信用卡因此，学校和银行有责任让大学生学会如何正确使用信用卡，只有这样，大学生才能真正享受到信用卡的优势。
满分英语范文3：信用卡的弊端
Credit cards in college campuses, more and more students prefer to use credit cards instead of cash to pay for everything. At least three factors can explain why credit cards are used more frequently. On the one hand, credit cards will provide students with a safe way to pay tuition fees, so it can reduce the risk of bearing a large amount of fees.
On the other hand, most credit cards provide a variety of services, such as shopping and consumption more convenient, simplifying the collection process, etc. In addition, students can withdraw money with credit cards at any time. Therefore, in order to solve the problem of lack of money on campus credit cards, I tend to think that it is not a bad thing for college students to have credit cards.
However, we'd better formulate some campus credit card rules to stop the improper behavior of credit cards. Only in this way can we enjoy the advantages of credit cards on campus.
中文翻译：
信用卡在大学校园里，越来越多的学生宁愿用信用卡而不是现金来支付一切至少有三个因素可以解释为什么信用卡的使用越来越频繁。一方面，信用卡将为学生提供一种安全的支付学费的方式，因此它可以减少承担大量费用的风险另一方面，大多数信用卡提供多种服务，如购物和消费更方便，简化收款程序等。此外，学生可以随时用信用卡取款，因此，解决高校校园信用卡的缺钱问题，我倾向于认为大学生拥有信用卡并不是坏事，但是，我们最好制定一些校园信用卡的规则来制止信用卡的失当行为，只有这样，我们才能享受到信用卡的优势大学校园信用卡。
